Sat, 5 Jul 2008

Credit Opinions

We offer the @rating Line product, complete with the @rating Credit Opinion, which draws on Coface's expertise. This tool indicates a company's capacity to honor its commercial commitments to customers and suppliers and is applicable for 50 million companies.

The @rating Credit Opinion is a credit risk rating system to assist companies in identifying and monitoring reliable trading partners, regardless of their location. Coface created @ratings to give companies a straightforward, easy to use system of indicating a potential transaction risk.

@rating Credit Opinions are expert credit decisions on a company’s ability to meets its financial commitments. Analysis is performed by seasoned underwriters and is backed by over 50 years of successful experience in credit risk management.

Upon purchasing an @rating Credit Opinion, the company immediately identifies how much credit it is willing to grant to a supplier. Coface uses the same analytical tools to compile @ratings as it does to make risk decision, thus we “put our money where our mouth is".

The recommended credit limits for individual companies appear as such enabling the company to judge the extent of a possible transaction.

@rating X               Possible risk and signs of weakness

@rating NR             Pending, subject to review

@rating R               Up to A$15,000.00

@rating @              Up to A$35,000.00

@rating @@           Up to A$87,500.00

@rating @@@        Up to A$175,000.00

@rating @@@@     $175,000.00 and above