Selling to an unknown prospect? Get an online quote for cover

Protect your small business from unpaid invoices with EasyLiner

Safeguard your small business's accounts receivables with credit insurance for small businesses

4 out of 10 very small businesses report that their company has been put at risk due to customer non-payment.

Directors and CFOs know that late payments and unpaid debts can have severe consequences, impacting on cash flow, productivity or growth prospects.

Get ahead with EasyLiner. Protect the accounts receivables of your small business with made-to-measure credit insurance so you can secure your B2B invoices domestically and overseas.

Collect your receivables
Report unpaid guaranteed invoices online. Manage the collection of your receivables domestically and across the globe. Optimise your collection rates and maintain your trade relations backed up by our capable teams!
Indemnify your losses
Protect your cash flow. Preserve your margins. Does the collection process take too long or fails to bring results? No problem! Coface indemnifies the loss by up to 90% of the invoice.
Cover your invoices
Check our opinion on your clients and prospects online. Obtain guarantees in a few clicks to cover your sales. Coface’s opinions are based on our worldwide network of risk experts with their local knowledge about your prospects or customers. They analyse the relevant financial data on companies, sectors and country risks on an ongoing basis so we can alert you to potential risks.

Contact our Coface Credit Risk Management Expert and Learn More :

Ask for a quote

A simple, all-inclusive policy

EasyLiner credit insurance caters to micro-enterprises, tailored for companies with a turnover under A$12 million

Are you the director or financial manager of a very small business whose daily life is hectic? Make your life easier with EasyLiner:

100% online management
All-inclusive annual package
Rates start at A$4,000.

With EasyLiner you control your budget and protect your business - with no nasty surprises!

Grow your business in complete confidence

Manage your commercial development worry-free: take advantage of our credit opinions and real-time monitoring of your clients’ and prospects’ solvency.

EasyLiner helps give you an even greater competitive edge since it fine-tunes the credit conditions granted to your customers.

Are you looking for new markets? EasyLiner protects your turnover while you explore business opportunities domestically and / or abroad.

Contact our Coface Credit Risk Management Expert and Learn More :

Ask for a quote

Become a good customer for your bank

Guarantee your invoices with EasyLiner and boost your trustworthiness with your financial partners.

Think about it: opting for a SME credit insurance policy that improves your terms for borrowing and helps you access overdraft facilities.

With EasyLiner you can set up a delegation of guarantee free of charge and transfer payment of the indemnities of your policy directly to your bank or factor.

Devis en ligne

EasyLiner: easy to manage on a day-to-day basis

Managing your policy is quick and easy on our online platform:

Monitor and track the solvency of your clients: Get our experts' opinions and guarantee about your customers online. If their situation deteriorates, the team at Coface will get in touch with you.
Online insurance claim: Do you have unpaid debts? Once you report your claim, we launch the collection process immediately, whether it’s domestically or on the other side of the world.
Indemnification: If the collection is not successful after a time frame agreed in the policy, we will pay you a compensatory indemnity.

Do you have a question? The experts in our Customer Relations Department are at your service and will help you manage your policy on a day-to-day basis.

80% of small businesses are facing unpaid debts
Small businesses are confronted with bad debtors on a regular basis, and have to work extremely hard to ensure their debts are settled.
25% of small business failures are the result of unpaid debts
Two out of three companies pay their sub-contractors or suppliers late. This is the root cause of nearly a quarter of all bankruptcies of very small businesses.
40% of the assets of small businesses are customer loans
Late payments and unpaid invoices represent almost 40% of small business assets. Accounts receivables are a significant burden, which strengthens the case for managing your credit risk properly.

Frequently Asked Questions

The price depends on your estimated turnover for the current financial year, your profile (your industrial sector and number of customers, for example), and the options you take out. You can obtain a free, no-obligation quote online in just a few clicks by choosing the level of coverage to suit your needs. The price stated online includes the insurance premium (including insurance tax) and service fees. It’s an "all inclusive" price.

The history of failing companies shows that even clients you think you know, and have worked with for a long time, may face financial difficulties and stop settling their invoices. And sometimes it's too late when you find out. That’s why you have to cover your entire client portfolio to reduce this risk. However, turnover with affiliated companies, public companies or individuals is excluded from your policy and, it follows, from your rate base. You tell us about the turnover to be covered domestically and / or abroad when asking for the quote.

With an EasyLiner policy, you are covered by our debt collection service for covered unpaid invoices. We pay you the recoveries collected during this phase. If some of the receivables are not recovered, we will pay you compensation equivalent to 90% of the unpaid invoices. Coface also offers 3 options for determining the maximum amount of annual indemnification (the disbursement limit) that you can benefit from.

If your client is pleading a commercial dispute to avoid paying you, our collection managers will check that they are not acting in bad faith as a way to conceal their inability to pay. If the dispute is genuine and bona fide, your coverage will not be canceled but our collections will be suspended until you and your customer have resolved the dispute. The guarantee is reactivated once the dispute has been resolved, and the invoice can be indemnified if the customer is unable to settle it.

Selling to an unknown prospect? Get an online quote for cover

Safeguard your small business's accounts receivables with credit insurance for small businesses

Protect your outstanding debts effortlessly with EasyLiner

Collect your receivables

Indemnify your losses

Cover your invoices

Contact our Coface Credit Risk Management Expert and Learn More :

A simple, all-inclusive policy

Grow your business in complete confidence

Contact our Coface Credit Risk Management Expert and Learn More :

Become a good customer for your bank

EasyLiner: easy to manage on a day-to-day basis

Protect your most crucial asset

80% of small businesses are facing unpaid debts

25% of small business failures are the result of unpaid debts

40% of the assets of small businesses are customer loans

Credit Insurance

Frequently Asked Questions

Selling to an unknown prospect? Get an online quote for cover

Safeguard your small business's accounts receivables with credit insurance for small businesses

100% online management

Collect your receivables

Indemnify your losses

Cover your invoices

Contact our Coface Credit Risk Management Expert and Learn More :

A simple, all-inclusive policy

Grow your business in complete confidence

Contact our Coface Credit Risk Management Expert and Learn More :

Become a good customer for your bank

EasyLiner: easy to manage on a day-to-day basis

80% of small businesses are facing unpaid debts

25% of small business failures are the result of unpaid debts

40% of the assets of small businesses are customer loans

Credit Insurance

Frequently Asked Questions

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